- We Can Help You

Debt settlement is a debt relief option that has become increasingly popular among people who need relief from high-balance credit cards (typically $20,000 to $125,000 or more). Through debt settlement, debt specialists negotiate with creditors on your behalf - with the goal of "settling" your credit card debt for substantially less than you currently owe.

Pros of Debt Settlement

By settling...

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Date: 2018-03-22 01:00:01

Best Personal Loans for Bad Credit (Updated for 2018) is another loan marketplace where you get matched with multiple lenders based on a single application.

Because the lenders vary, the available APRs vary as well. Expect to see rates anywhere from 5.99% to 35.99%.

Similarly, the loan amounts start off as low as $500 and go up to $35,000 depending on your application and needs. Loan terms are quite flexible,...

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Topic 6: Interpretations of Accounting Series Releases and ...

$ (450)


The acquisition of the 100%-owned subsidiary was consummated on the last day of the most recent fiscal year. Immediately preceding the acquisition, the registrant had net assets of $700, which included its equity in the undistributed earnings of its 30% investee of $75. Immediately after acquiring the subsidiary's net assets, which had an historical cost of $450 and a fair value...

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Settling Your Debts – A Guide to Debt Settlement

8 Secured Loans vs. Unsecured Loans

What is Debt Settlement?

Debt settlement refers to a process through which you pay off your debt at a lower sum that is agreed upon by both you and your creditors. The best way to approach debt settlement is usually through a professional company.

While most are for-profit organizations, they still have the potential to save you a lot of cash since they are...

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Debt Management Program Pros and Cons -


Weigh the advantages and disadvantages of debt management plans so you can decide if it's the right debt solution for you.

A debt management plan is an assisted form of debt consolidation. It's a voluntary debt repayment plan that you set up through a nonprofit consumer credit counseling agency. It has its advantages and disadvantages, so it's important to make sure this is the right...

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Debt Reduction Services Reviews | Real Customer Reviews

Debt Reduction Services is not transparent about its interest rates, monthly fees, or up-front fees. Some customers have reported seeing their fees increase after signing a contract. Overall, we'd like to see companies, including Debt Reduction Services, be more transparent about their fee-schedule, especially as this company is a non-profit firm. This lack of information can make it difficult...

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Non-Profit Credit Counseling Since 1998 - CESI

Call Now! (866) 484-5373

Credit Counseling You Can Count On

CESI is a 501c3 non-profit credit counseling agency and a proud member of the National Foundation for Credit Counseling® (NFCC®). We're based in Raleigh, North Carolina and have helped thousands of families nationwide since 1998 with our counseling services online, by phone, and in person.

When struggling with credit card debt and...

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Mortgage Loans from Private Lenders |

Individuals lending personal funds looking to achieve a return


Group of individual investors form a funded pool which is invested on a case-by-case basis.

Mortgage investment corp

Group of investors who pool funds available to several deals at once, as long as they meet lending guidelines.

Is your bank turning you down?

If you can't qualify for a refinance or HELOC, you may want to...

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Debt Settlement | Consumer Legal Center

Total: $27,00.00

Total: $13,400.00

Consumer Legal Center can help clients negotiate down credit card debt and resolve financial problems that result from hardships such as unemployment, medical problems, a death in the family, or a divorce. If you have more than $7,000 in unsecured debt (credit card debt, medical debt, or personal loans) and are having trouble keeping up with your minimum...

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Debt Relief Services & the Telemarketing Sales Rule: A ...

Looking for More Information on Debt Relief Services and the TSR?

Who's Covered by the New Rule

The new Rule applies to for-profit sellers of debt relief services and telemarketers for debt relief companies. The new Rule defines a "debt relief service" as a program that claims directly, or implies, that it can renegotiate, settle, or in some way change the terms of a person's debt to an unsecured...

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Date: 2018-03-22 16:51:38

Credit Counseling - Debt Consolidation Help

Financial Advisor

Updated: 12/2017

Credit counseling is the procedure of getting certified guidance that helps you assess finances and the ways in which you can garner lower interest rates from lenders. Credit counseling also helps you identify the debt relief programs you should apply for in order to optimize your loan and monthly payments.

It usually entails discussions on a counseled budget...

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Texas Credit Counseling (TX) – Texas Debt Consolidation

Credit counseling has become more and more common for people in TX facing financial difficulties, credit issues, or substantial debts.

At Texas Debt Consolidation, we make it possible for our clientele to obtain a complimentary, customized debt analysis from a professional with experience getting people out of debt.

Your Texas credit counseling firm may be able to help you:

Merge Your Monthly...

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Free Debt Relief Programs -

Paying debt back costs money.

No matter which debt relief program you choose, make sure that you get a free debt consultation.

If you are in hardship, look for government assistance.



Free Debt Relief Programs: Not Even a Penny?

Paying back debts takes time and money. There are no real free debt relief programs. There are free debt relief scams, or false advertisements claiming...

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Debt Relief Program by Canadian Government


Do nothing

This last option of doing nothing may only make sense if you have no assets (house, car, etc.) and no income from employment. If this is the case, there is nothing for your creditors to go after to help pay down your debts, so you could decide to wait it out..

However, doing nothing does not eliminate your debts and also leaves open the possibility that your creditors will...

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Date: 2018-03-22 21:27:21

Once a Student, Now Dogged by Collection Agencies ...

A Big Default Problem, but How Big? (September 9, 2012)

On the sidelines was a business consultant for the debt collection industry with a different take.

"I couldn't believe the accumulated wealth they represent -- for our industry," the consultant, Jerry Ashton, wrote in a column for a trade publication, . "It was lip-smacking."

Though Mr. Ashton says his column was meant to be...

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Debt Settlement vs. Bankruptcy: 5 Things to Consider ...

Tax Consequences


The first critical factor is eligibility; not everyone qualifies for bankruptcy. Additionally, many debt settlement companies have minimum debt requirements. Before choosing your course of action, you need to determine if you qualify for either method.

Bankruptcy: One important eligibility requirement for Chapter 7 bankruptcy is income. If your income is less than the...

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Car Cost Calculator

This car cost calculator figures the true cost of ownership for running either one car or comparing between two cars.

This calculator makes it easy to compare car costs on totally different deals from new to used by factoring in all the relevant expenses (depreciation rates, interest rates, purchase prices, insurance costs, mpg ratings, etc.).

To calculate costs for a single car click on the...

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Related topics : car loan consolidation calculator / home equity loan vs line of credit debt consolidation / home equity debt consolidation loan calculator / loan consolidation interest rate calculator / home equity loan vs consolidation

Difference Between Debt Negotiation and Debt Settlement

What's the Difference Between Debt Negotiation and Debt Settlement?

Last Updated: June 13, 2017

Many people are confused by all the programs proclaiming they can help you get out of debt. There is debt settlement , debt negotiation, and consumer credit counseling . In most people's minds, all these programs are the same and all they are really concerned about is getting you out of debt the...

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Website: | IVA - Write off up to 75% debt. From £80 per month

Do I qualify for an IVA?

An IVA is a formal agreement between you and your creditors to pay back as much of your debt as you can afford. When the final IVA payment is made, any remaining debt is written off. With an IVA it may be possible to:

Write off up to 75% of unsecured debts *

From as little as £80 a month **

Freeze interest and stop charges ***

Before you enter into an IVA you...

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Corporate tax - Wikipedia


Other corporate events[ edit ]

Many systems provide that certain corporate events are not taxable to corporations or shareholders. Significant restrictions and special rules often apply. The rules related to such transactions are often quite complex.

Formation[ edit ]

Most systems treat the formation of a corporation by a controlling corporate shareholder as a nontaxable event. Many systems,...

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Date: 2018-03-19 08:21:49

Related topics : debt management corporation tax / united states debt consolidation / debt free companies that pay dividends / debt consolidation loans low interest rates / low interest rate debt consolidation

ClearOne Advantage Review 2018 | Top 10 Debt Consolidation

Consumers who have substantial amounts of unsecured debt

Customers looking for a reliable way to settle existing debt obligations


Work with several kinds of debt

Strong experience providing settlement services

Company only receives payment if they successfully settle your debt

Great educational resources available

Do not offer loans directly

Focus exclusively on settlement


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Red flags you'll get a raw deal in a debt management plan ...

'Click here to be debt-free'

What you should know before signing up with a credit counseling agency

By Staff Writer Jeanne Sahadi

June 18, 2002: 1:31 PM EDT

NEW YORK (CNN/Money) - You just can't face another month of credit card bills. Your minimum payments alone total hundreds of dollars.

Of course, a day doesn't go by that you're not bombarded with e-mail and TV ads for companies...

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Best & Worst Student Loan Servicers of 2016 - The Student ...



On average, only�1 out of every 10,585 borrowers made a complaint to the CFPB about�his or her servicer (assuming there were not multiple complaints made by one person). Though this may seem pretty low, it only includes�complaints made to the CFPB. Many borrowers may have filed a complaint somewhere else, or not at all, when they ran into trouble.�

It is not schocking�that...

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The Balance Sheet - Investopedia

The balance sheet provides information on what the company owns (its assets), what it owes (its liabilities ) and the value of the business to its stockholders (the shareholders' equity ) as of a specific date. It's called a balance sheet because the two sides balance out. This makes sense: a company has to pay for all the things it has (assets) by either borrowing money (liabilities) or getting...

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